Last Updated 2/2/2025

Welcome to The King Team @ Summit Funding's website. As a licensed mortgage loan officer, I am committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services.

We collect the following types of personal information when you submit forms or applications on our website:
- Full name
- Email address
- Phone number
- Payment information
- Other information necessary for mortgage loan processing

We collect the following types of personal information when you submit forms or applications on our website:
- Full name
- Email address
- Phone number
- Payment information
- Other information necessary for mortgage loan processing

We use Google Analytics 4 and other technologies to automatically collect:
- IP address
- Browser type
- Device information
- Pages visited
- Time spent on pages
- Referring websites
- Geographic location
- User behavior and interaction data

We use Google Analytics 4 with advanced features including:
- Google Signals data collection
- User-ID implementation
- User-provided data collection
- Cross-device tracking capabilities

Our website uses cookies to enhance your browsing experience and provide personalized services. Types of cookies we use include:
- Essential cookies for website functionality
- Analytics cookies for understanding user behavior
- Performance cookies for optimizing website performance
​- Advertising cookies for targeted marketing (if applicable)

We use Google Analytics 4 to:
​- Analyze website traffic and user behavior
- Improve our services and user experience
- Generate insights about how visitors interact with our website
- Track cross-platform user journeys
- Measure conversion rates and campaign effectiveness
You can opt out of Google Analytics tracking by installing the Google Analytics Opt-out Browser Add-on.

We use your personal information to:
- Process mortgage loan applications and inquiries
- Communicate with you about our services
- Provide customer support
- Send relevant updates and notifications
- Comply with legal and regulatory requirements
- Improve our website and services
​- Prevent fraud and enhance security

We do not sell, trade, or otherwise transfer your personal information to third parties. However, your information may be shared in the following circumstances
- When required by law or regulation
- To comply with mortgage industry regulations
- To protect our rights, privacy, safety, or property
- In connection with a business transfer or acquisition

We implement appropriate technical and organizational security measures to protect your personal information, including:
- Encryption of sensitive data
- Secure socket layer (SSL) technology
- Regular security assessments
- Access controls and authentication measures
​- Secure data storage systems

You have the right to:
- Access your personal information
- Request corrections to your data
- Opt out of marketing communications
- Request deletion of your information (subject to legal requirements)
- Disable cookies through your browser settings
​- Opt out of Google Analytics tracking

As a mortgage loan officer, we comply with all applicable financial regulations regarding data privacy and security, including:
- The Gramm-Leach-Bliley Act (GLBA)
- The Fair Credit Reporting Act (FCRA)
- State-specific privacy laws and regulations
​- Consumer Financial Protection Bureau (CFPB) requirements

As a mortgage loan officer, we comply with all applicable financial regulations regarding data privacy and security, inclu

We reserve the right to update this Privacy Policy at any time. Changes will be posted on this page with an updated revision date.

If you have questions or concerns about this Privacy Policy, please contact us at:
John King
The King Team @ Summit Funding
- Email: kingteam@johnloanking.com
- Phone: 855-626-5464
- Address: 2220 Douglas Blvd, Suite 220, Roseville CA 95661

California residents may have additional rights regarding their personal information under the California Consumer Privacy Act (CCPA) and other state laws.

The King Team @ Summit Funding and John King are licensed to operate as a mortgage loan originator in the following states:
- Arkansas (Mortgage Loan Officer License)
- California (Mortgage Loan Originator License) - DFPI
- Florida (Mortgage Loan Originator License)
- Georgia (Mortgage Loan Originator License)
- Kentucky (Loan Originator License)
- Missouri (Mortgage Loan Originator License)
- Nevada (Mortgage Loan Originator License)
- Oklahoma (Mortgage Loan Originator License)
- South Carolina (Mortgage Loan Originator License) - BFI
- Tennessee (Mortgage Loan Originator License)
- Texas (Mortgage Loan Originator) - SML

This Privacy Policy is governed by the laws of the United States and the State of California, where our primary office is located. However, we comply with all applicable privacy and data protection laws in each state where we are licensed to operate.